Delisted under pressure
Canada
No rule bars privacy coins; Kraken dropped Monero for Canadian clients on 2 September 2025, citing compliance requirements, but still offers Zcash.
The rule
- Exchange listing
- Allowed
- Holding by individuals
- Allowed
- Mixers
- No specific rule
- Self-hosted wallets
- No specific rule
- In force from
- 2 Sep 2025
- Confidence
- Confirmed
Dates: the rule has been in force since 2 Sep 2025.
No Canadian statute, securities regulator rule or FINTRAC instrument was found that bars individuals from holding privacy coins or platforms from listing them. FINTRAC's virtual currency money laundering indicators (published June 2021, modified 19 November 2021) list a portfolio made up of privacy coins, large swaps of bitcoin into privacy coins and funds passed through mixers or tumblers among its indicators, while noting that, on its own, a single indicator may not appear suspicious. Kraken's notice, last updated 21 August 2025, paused Monero (XMR) deposits for Canadian clients and disabled XMR trading from 2 September 2025 due to recent compliance requirements in Canada, without naming the rule; its country restrictions page, updated 30 September 2026, bars Canadian clients from depositing, holding or trading XMR but does not list Zcash (ZEC). On 13 October 2026 the Canadian platform NDAX listed no privacy coins in its public API; other Canadian platforms were not checked. No Canadian sanctions or prosecutions aimed at mixers were found.
Instrument: Kraken delisting notice for Monero in Canada (2025); FINTRAC virtual currency ML/TF indicators (2021)
Sources
Self-hosted wallets
No specific rule
Canada's travel rule, in force since 1 June 2021, requires reporting entities to include originator and beneficiary information when they send virtual currency transfers, but FINTRAC sets no specific requirement for transfers to or from self-hosted wallets.
FINTRAC's guidance on the travel rule for electronic funds and virtual currency transfers (published May 2021, modified 27 April 2022) requires the originator's and beneficiary's names, addresses and any account or reference numbers to accompany outgoing virtual currency transfers, reasonable measures to obtain missing information on incoming ones, and risk-based written policies on when to allow, suspend or reject a transaction. The guidance does not mention unhosted or self-hosted wallets, and no other FINTRAC instrument specific to them was found in this check. Exchange practice in Canada was not checked.
Privacy coins and wallets: FINTRAC's virtual currency money laundering indicators (June 2021, modified 19 November 2021) flag portfolios made up of privacy coins, large swaps of bitcoin into privacy coins, unexplained sources of privacy coins and funds passed through mixers or tumblers, without barring such transfers.
Exchanges and their restrictions
The 14 exchanges on this site, with the 32 spot markets they list for the seven coins, as checked on 13 Oct 2026. The exchange data records where each listing is restricted as text, so this page quotes each passage that names Canada, and marks the cells it comes from. An exchange with no such passage has no restriction for Canada on record here, which does not mean that it is licensed there or open to its residents. A listing is not an endorsement.
Swipe the table sideways to see all seven coins.
| Exchange | ZECZcashSpot on 11, perp only on 1 | XMRMoneroSpot on 6, perp only on 3 | DCRDecredSpot on 6 | ZANOZanoSpot on 1 | ARRRPirate ChainSpot on 2 | XVGVergeSpot on 4, perp only on 3 | FIROFiroSpot on 2 |
|---|---|---|---|---|---|---|---|
| Binance | Restricted +perpApr 2025Shielded in: noShielded out: no | DelistedFeb 2024Perp only | RestrictedApr 2025 | Never listed | Never listed | Listed +perpWithdrawals frozen | DelistedApr 2025 |
| Coinbase | Listed +perpNov 2018Shielded in: yesShielded out: no | Never listed | Never listed | Never listed | Never listed | Never listed | Never listed |
| Kraken | Restricted +perpJun 2026Shielded in: unknownShielded out: no | Restricted +perpJun 2026Named in a note | RestrictedMay 2026Named in a note | Never listed | Never listed | Never listed | Never listed |
| OKX | Listed +perpNov 2025Shielded in: unknownShielded out: unknown | DelistedJan 2024 | DelistedJul 2024 | Never listed | Never listed | Never listed | Never listed |
| Bybit | DelistedFeb 2025Perp only | Never listedPerp only | DelistedNov 2024 | Never listed | Never listed | Never listedPerp only | Never listed |
| Bitget | Listed +perpDec 2025Shielded in: unknownShielded out: unknown | Never listedPerp only | Never listed | Never listed | Never listed | Never listedPerp only | Never listed |
| KuCoin | Listed +perpJul 2019Shielded in: unknownShielded out: no | Listed +perpMar 2019 | ListedSep 2018 | Never listed | DelistedSep 2023 | Never listedPerp only | Never listed |
| Gate | Listed +perpShielded in: unknownShielded out: unknown | Restricted +perp | Listed | Never listed | ListedWithdrawals frozen | Restricted | Restricted |
| HTX | Listed +perpDec 2022Shielded in: noShielded out: no | Listed +perpDec 2022 | ListedDec 2022 | Never listed | Never listed | ListedDec 2022 | DelistedSep 2025 |
| MEXC | Listed +perpShielded in: unknownShielded out: unknown | Listed +perp | Listed | ListedDec 2023 | ListedJan 2024 | Listed +perp | Listed |
| Gemini | RestrictedMay 2018Shielded in: yesShielded out: yes | Never listed | Never listed | Never listed | Never listed | Never listed | Never listed |
| Bitfinex | Listed +perpOct 2016Withdrawals frozenShielded in: unknownShielded out: unknown | ListedNov 2016 | DelistedMar 2022 | Never listed | Never listed | DelistedDec 2024 | Never listed |
| Crypto.com | Never listed | Never listed | Never listed | Never listed | Never listed | Never listed | Never listed |
| Upbit | DelistedSep 2019 | DelistedSep 2019 | DelistedDec 2020 | Never listed | Never listed | DelistedMay 2020 | DelistedMay 2020 |
Passages that name Canada
- XMR Restricted Not offered to clients in the UK (since November 2021, per press reports), Ireland and Belgium (since 10 May 2024), the rest of the EEA (since 31 October 2024), Canada (since 2 September 2025), India (since 10 April 2026), the UAE (since 16 June 2026) or Australia The Ireland, Belgium, EEA, Canada, India and UAE restrictions are on Kraken's own notices, and Kraken's licensing page, last updated on 30 September 2026, lists XMR among the assets that clients in the UK and the EEA cannot deposit or trade and that clients in Canada and Australia cannot deposit, hold or trade.
- DCR Restricted Not offered to clients in the EEA or Canada (on Kraken's licensing page, which gives no start date)
- All coins: Global offshore platform; its user agreement (last updated 29 May 2025) bars all services to residents of the US, UK, Canada, Singapore, Hong Kong, Malaysia, mainland China, Kazakhstan, the Russian-controlled regions of Ukraine, North Korea, Cuba, Iran, Sudan and other comprehensively sanctioned or FATF blacklisted territories, so those users cannot trade any coin here
Self-hosted wallets for the seven coins
The nine wallets on the Wallets page that hold at least one of the seven coins, with the coins and platforms each supports. The wallet data does not record where each wallet is offered, so this list is the same on every country page, and Canada's own rules, set out above, apply to their use. A listing is not an endorsement.